<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//info.shepherdshill.in/wp-content/plugins/wordpress-seo/css/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/charlie-mungers-multiple-mental-models-approach-to-investment/</loc>
		<lastmod>2025-09-10T07:58:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/charlie-mungers-investing-principles-checklist-part-1-risk/</loc>
		<lastmod>2025-09-10T07:59:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-the-lollapalooza-tendency/</loc>
		<lastmod>2025-09-10T08:00:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-reason-respecting-tendency/</loc>
		<lastmod>2025-09-10T08:00:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-the-twaddle-tendency/</loc>
		<lastmod>2025-09-10T08:00:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-the-authority-misinfluence-tendency/</loc>
		<lastmod>2025-09-10T08:00:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-the-senescence-misinfluence-tendency/</loc>
		<lastmod>2025-09-10T08:00:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-the-drug-misinfluence-tendency/</loc>
		<lastmod>2025-09-10T08:00:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-use-it-or-lose-it-tendency/</loc>
		<lastmod>2025-09-10T08:01:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-deprival-superreaction-tendency/</loc>
		<lastmod>2025-09-10T08:05:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-the-social-proof-tendency/</loc>
		<lastmod>2025-09-10T08:05:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-contrast-misreaction-tendency/</loc>
		<lastmod>2025-09-10T08:05:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-stress-influence-tendency/</loc>
		<lastmod>2025-09-10T08:05:46+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-availability-misweighing-tendency/</loc>
		<lastmod>2025-09-10T08:05:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-overoptimism-tendency/</loc>
		<lastmod>2025-09-10T08:06:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-excessive-self-regard-tendency/</loc>
		<lastmod>2025-09-10T08:06:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-the-influence-from-mere-association-tendency/</loc>
		<lastmod>2025-09-10T08:12:22+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-simple-pain-avoiding-psychological-denial-tendency/</loc>
		<lastmod>2025-09-10T08:12:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-the-reciprocity-tendency/</loc>
		<lastmod>2025-09-10T08:13:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/becoming-a-better-investor-envy-jealousy-tendency/</loc>
		<lastmod>2025-09-10T08:14:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/becoming-a-better-investor-inconsistency-avoidance-tendency/</loc>
		<lastmod>2025-09-10T08:15:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/becoming-a-better-investor-the-doubt-avoidance-tendency/</loc>
		<lastmod>2025-09-10T08:17:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/charlie-mungers-investing-principles-checklist-part-2-independence/</loc>
		<lastmod>2025-09-11T05:31:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/regulatory-updates/becoming-a-better-investor-the-liking-loving-tendency/</loc>
		<lastmod>2025-09-11T05:48:30+00:00</lastmod>
		<image:image>
			<image:loc>https://info.shepherdshill.in/wp-content/uploads/2025/09/pexels-pixabay-210574-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/regulatory-updates/becoming-a-better-investor-the-disliking-hating-tendency/</loc>
		<lastmod>2025-09-11T05:53:11+00:00</lastmod>
		<image:image>
			<image:loc>https://info.shepherdshill.in/wp-content/uploads/2025/09/pexels-rbrigant44-747113-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/miscellaneous-topics/becoming-a-better-investor-the-reward-and-punishment-super-response-tendency/</loc>
		<lastmod>2025-09-11T05:55:05+00:00</lastmod>
		<image:image>
			<image:loc>https://info.shepherdshill.in/wp-content/uploads/2025/09/pexels-cottonbro-3943716-scaled.jpg</image:loc>
		</image:image>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/industry-news/becoming-a-better-investor-kantian-fairness-tendency/</loc>
		<lastmod>2025-09-11T05:59:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/munger-investment-checklist-part-6-allocation/</loc>
		<lastmod>2025-10-15T05:09:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/munger-investment-checklist-part-7-patience/</loc>
		<lastmod>2025-10-15T05:10:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/munger-investment-checklist-part-4-intellectual-humility/</loc>
		<lastmod>2025-10-15T08:02:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/munger-investment-checklist-part-5-analytical-rigour/</loc>
		<lastmod>2025-10-15T08:02:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-role-of-dividend-stocks-in-conservative-long-term-value-investing/</loc>
		<lastmod>2025-10-15T08:03:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/portfolio-management-services-pms-vs-alternative-investment-funds-aif-fund-which-investment-route-is-right-for-you/</loc>
		<lastmod>2025-10-15T08:03:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/is-conservative-long-term-value-investing-the-key-to-retirement-planning/</loc>
		<lastmod>2025-10-15T08:03:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/uncategorized/how-pms-providers-are-adapting-to-sebi-regulations-to-serve-conservative-clients-better/</loc>
		<lastmod>2025-10-15T08:04:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/keyword-based-category/aif-funds-reshaping-the-world-of-private-equity-and-venture-capital/</loc>
		<lastmod>2025-10-15T08:04:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/how-to-evaluate-aif-funds-for-conservative-long-term-value-investment-goals/</loc>
		<lastmod>2025-10-15T08:05:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/how-pms-services-enhance-conservative-long-term-value-investing-for-wealth-preservation/</loc>
		<lastmod>2025-10-15T08:05:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/navigating-market-cycles-with-conservative-long-term-value-investing-and-portfolio-management-services/</loc>
		<lastmod>2025-10-15T08:05:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/introduction-of-specialised-investment-funds-sifs-a-new-opportunity-for-high-net-worth-individuals-hnis/</loc>
		<lastmod>2025-10-15T08:06:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/munger-investment-checklist-part-8-decisiveness/</loc>
		<lastmod>2025-10-24T08:22:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/munger-investment-checklist-part-9-change/</loc>
		<lastmod>2025-11-03T06:32:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/munger-investment-checklist-part-10-focus/</loc>
		<lastmod>2025-11-04T07:39:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/uncategorized/why-conservative-investors-shouldnt-ignore-equity/</loc>
		<lastmod>2025-11-07T06:16:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/global-markets/the-case-for-quality-over-quantity-in-stock-selection/</loc>
		<lastmod>2025-11-07T08:27:26+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/why-loss-aversion-shapes-portfolios-more-than-you-realize/</loc>
		<lastmod>2025-11-07T08:34:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/global-markets/how-portfolio-management-services-balance-risk-and-reward-in-conservative-value-investing/</loc>
		<lastmod>2025-11-07T08:35:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/miscellaneous-topics/risk-management-in-aif-cat-3-how-fund-managers-safeguard-capital-in-value-investing/</loc>
		<lastmod>2025-11-07T08:35:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/alternative-investment-funds-in-india-why-aif-cat-iii-is-gaining-investor-attention-in-2025/</loc>
		<lastmod>2025-11-07T08:35:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/global-markets/how-hnis-are-balancing-risk-and-return-with-pms-and-aifs-in-2025/</loc>
		<lastmod>2025-11-07T08:35:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/understanding-the-three-categories-of-alternative-investment-funds-cat-i-ii-and-iii/</loc>
		<lastmod>2025-11-07T08:36:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/regulatory-updates/sebi-extends-deadlines-for-alternative-investment-funds-to-transition-investments-into-dematerialized-form/</loc>
		<lastmod>2025-11-07T08:36:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/how-is-sebi-pushing-for-growth-and-transparency-in-aifs/</loc>
		<lastmod>2025-11-07T08:36:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/regulatory-updates/sebi-simplifies-pms-investment-key-changes-to-distributor-oversight-digital-onboarding/</loc>
		<lastmod>2025-11-07T08:36:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/regulatory-updates/navigating-new-waters-a-look-at-sebis-circular-on-aif-fund-due-diligence/</loc>
		<lastmod>2025-11-07T08:39:29+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/economic-policy/the-future-of-india/</loc>
		<lastmod>2025-11-07T08:39:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/company-spotlights/stocks-from-the-south/</loc>
		<lastmod>2025-11-07T08:39:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/indian-pharma-industry-sees-double-boost-api-prices-drop-and-chronic-drug-sales-surge/</loc>
		<lastmod>2025-11-07T08:39:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/king-coal-holds-strong-in-indias-energy-mix/</loc>
		<lastmod>2025-11-07T08:40:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/premium-flavour-favours-consumption-demand/</loc>
		<lastmod>2025-11-07T08:41:21+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/tata-technologies-scores-a-blockbuster-listing-ipo-soars-168-on-debut/</loc>
		<lastmod>2025-11-07T08:42:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/demat-accounts-a-game-changer-in-democratizing-equity-markets/</loc>
		<lastmod>2025-11-07T08:42:11+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/hyperlocal-jewellery-brands-dominate-small-cap-sector/</loc>
		<lastmod>2025-11-07T08:42:17+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/the-k-shape-in-the-luxury-car-and-two-wheeler-markets/</loc>
		<lastmod>2025-11-07T08:42:32+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/economic-policy/india-is-bigger-than-its-government/</loc>
		<lastmod>2025-11-07T08:42:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/what-is-p-e-ratio-and-why-it-matters-in-the-stock-market/</loc>
		<lastmod>2025-11-07T08:42:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/a-simple-guide-to-exchange-traded-funds/</loc>
		<lastmod>2025-11-07T08:42:52+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/aeroflex-tvs-and-concord-biotech-listings-gain-on-debut-in-august-23/</loc>
		<lastmod>2025-11-07T08:43:05+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/misunderstanding-the-power-of-compounding/</loc>
		<lastmod>2025-11-07T08:43:13+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/company-spotlights/fortis-gears-up-for-diagnostic-arm-agilus-ipo/</loc>
		<lastmod>2025-11-07T08:43:19+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/recent-small-cap-ipos-witness-divergent-market-debuts/</loc>
		<lastmod>2025-11-07T08:43:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/indian-ipos-2023-small-caps-thrive-amidst-market-caution/</loc>
		<lastmod>2025-11-07T08:44:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/economic-policy/conviction-how-we-survived-covid/</loc>
		<lastmod>2025-11-07T08:44:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/miscellaneous-topics/a-closer-look-at-shepherds-hills-stellar-pms-performance/</loc>
		<lastmod>2025-11-07T08:44:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/why-do-mutual-funds-favour-hdfc-group-companies-2/</loc>
		<lastmod>2025-11-07T08:44:55+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/economic-policy/how-warren-buffetts-mentor-demonstrated-the-power-of-compounding/</loc>
		<lastmod>2025-11-07T08:45:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/charlie-mungers-sage-advice-for-investors/</loc>
		<lastmod>2025-11-07T08:45:08+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/a-comprehensive-guide-to-portfolio-management-services-in-india/</loc>
		<lastmod>2025-11-07T09:09:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/a-lesson-on-elementary-worldly-wisdom-applying-multiple-mental-models-to-understand-a-business/</loc>
		<lastmod>2025-11-10T07:12:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/global-markets/charlie-mungers-investing-principles-checklist-part-3-preparation/</loc>
		<lastmod>2025-11-13T09:52:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/regulatory-updates/sebi-portfolio-manager-monthly-report/</loc>
		<lastmod>2025-11-13T09:57:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/rbi-enables-retail-investors-to-invest-in-gilts/</loc>
		<lastmod>2025-11-13T09:57:37+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/company-spotlights/the-best-finance-writer-of-our-times/</loc>
		<lastmod>2025-11-13T09:57:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/economic-policy/indian-budget-stability-of-tax-rates/</loc>
		<lastmod>2025-11-13T09:57:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-case-for-small-caps/</loc>
		<lastmod>2025-11-13T09:58:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/economic-policy/inflation-seems-to-be-creeping-in/</loc>
		<lastmod>2025-11-13T09:58:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/fm-speaks-where-to-not-invest-part-2/</loc>
		<lastmod>2025-11-13T09:58:15+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/the-changing-complexion-of-bank-loans/</loc>
		<lastmod>2025-11-13T09:58:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/regulatory-updates/supreme-court-judgment-on-bank-loans/</loc>
		<lastmod>2025-11-13T09:58:24+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/economic-policy/an-increase-in-lic-claims-due-to-the-pandemic/</loc>
		<lastmod>2025-11-13T09:58:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/happy-birthday-nifty/</loc>
		<lastmod>2025-11-13T09:58:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/portfolio-churn-lower-is-better/</loc>
		<lastmod>2025-11-13T09:58:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/liquidity-lower-is-better/</loc>
		<lastmod>2025-11-13T09:58:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/where-do-institutions-invest/</loc>
		<lastmod>2025-11-13T09:58:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/first-mention-of-fed-taper/</loc>
		<lastmod>2025-11-13T09:58:49+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/volatility-is-not-risk/</loc>
		<lastmod>2025-11-13T09:58:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/buffett-on-volatility-and-risk/</loc>
		<lastmod>2025-11-13T09:58:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/10-years-of-indian-equities-investing/</loc>
		<lastmod>2025-11-13T09:59:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/regulatory-updates/approach-approaches-with-caution/</loc>
		<lastmod>2025-11-13T09:59:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/initial-public-offerings-ipos/</loc>
		<lastmod>2025-11-13T10:01:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/is-itc-a-value-buy/</loc>
		<lastmod>2025-11-13T10:01:40+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/regulatory-updates/introduction-of-accredited-investor/</loc>
		<lastmod>2025-11-13T10:01:45+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/bank-credit-growth-is-down/</loc>
		<lastmod>2025-11-13T10:01:59+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/economic-policy/where-to-not-invest/</loc>
		<lastmod>2025-11-13T10:02:04+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/economic-policy/flip-the-price-earnings-ratio-around/</loc>
		<lastmod>2025-11-13T10:02:09+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/the-wrong-reason-to-invest-in-the-stock-market/</loc>
		<lastmod>2025-11-13T10:02:12+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/please-see-if-you-can-avoid-psus/</loc>
		<lastmod>2025-11-13T10:02:16+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/inflation-is-here/</loc>
		<lastmod>2025-11-13T10:02:20+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/economic-policy/the-pe-of-the-boss/</loc>
		<lastmod>2025-11-13T10:02:23+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/understanding-uncertainty/</loc>
		<lastmod>2025-11-13T10:02:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/the-thing-about-independent-directors/</loc>
		<lastmod>2025-11-13T10:02:31+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/equity-investors-should-set-reasonable-expectations/</loc>
		<lastmod>2025-11-13T10:02:35+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/data-backup-at-the-stock-exchanges-2/</loc>
		<lastmod>2025-11-13T10:02:39+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/equity-investing-no-free-lunches/</loc>
		<lastmod>2025-11-13T10:02:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/cas-your-most-important-investment-statement/</loc>
		<lastmod>2025-11-13T10:02:47+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/economic-policy/dont-play-the-stock-markets/</loc>
		<lastmod>2025-11-13T10:02:51+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/company-spotlights/will-tata-tech-revive-2023s-lackluster-ipo-market/</loc>
		<lastmod>2025-11-13T10:02:54+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/does-indias-asset-management-industry-need-more-women/</loc>
		<lastmod>2025-11-13T10:02:58+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/small-caps-overlaps-and-chatgpt/</loc>
		<lastmod>2025-11-13T10:03:02+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/educational-resources/a-primer-on-alternate-investment-funds-in-india/</loc>
		<lastmod>2025-11-13T10:03:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/munger-investment-checklist-part-5-analytical-rigour-2/</loc>
		<lastmod>2025-11-18T09:32:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/a-lesson-on-elementary-worldly-wisdom-economics-and-competitive-advantage/</loc>
		<lastmod>2025-11-25T09:41:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/global-markets/a-lesson-on-elementary-worldly-wisdom-psychology-of-misjudgement/</loc>
		<lastmod>2025-12-01T08:12:33+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/a-lesson-on-elementary-worldly-wisdom-recognising-opportunities-and-loading-up-selectively/</loc>
		<lastmod>2025-12-11T08:13:57+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/industry-news/a-lesson-on-elementary-worldly-wisdom-the-importance-of-quality-businesses-and-long-term-holding/</loc>
		<lastmod>2025-12-22T07:06:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-intelligent-investor-benjamin-grahams-4-investing-cornerstones/</loc>
		<lastmod>2026-01-27T09:48:43+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-intelligent-investor-the-aggressive-investors-portfolio-with-a-negative-approach/</loc>
		<lastmod>2026-03-16T09:46:42+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-intelligent-investor-the-defensive-investor-and-common-stocks/</loc>
		<lastmod>2026-03-16T09:47:14+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/a-lesson-on-elementary-worldly-wisdom-tax-efficiency-and-passive-costs/</loc>
		<lastmod>2026-03-16T09:47:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/a-lesson-on-elementary-worldly-wisdom-incentives-and-human-behaviour-in-business-and-investing/</loc>
		<lastmod>2026-03-16T09:47:36+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/a-lesson-on-elementary-worldly-wisdom-incentives-and-human-behaviour-in-business-and-investing-2/</loc>
		<lastmod>2026-03-16T09:47:44+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-intelligent-investor-jason-zweigs-7-virtues-of-great-investors/</loc>
		<lastmod>2026-03-16T09:47:50+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-intelligent-investor-understanding-the-defensive-investor/</loc>
		<lastmod>2026-03-16T09:48:01+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-intelligent-investor-understanding-the-aggressive-investor/</loc>
		<lastmod>2026-03-16T09:48:06+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-intelligent-investor-the-defensive-investors-portfolio/</loc>
		<lastmod>2026-03-16T09:50:56+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/the-intelligent-investor-investment-vs-speculation/</loc>
		<lastmod>2026-03-16T09:51:07+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/a-lesson-on-elementary-worldly-wisdom-mathematics-and-probabilistic-thinking/</loc>
		<lastmod>2026-03-16T09:51:18+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/market-news-updates/top-mistakes-conservative-investors-make-and-how-portfolio-management-schemes-avoid-them/</loc>
		<lastmod>2026-03-16T09:51:48+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/regulatory-updates/sebi-vs-sat/</loc>
		<lastmod>2026-03-16T09:55:38+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/long-term-investing-myths-pms-investment/</loc>
		<lastmod>2026-03-18T06:21:10+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/how-pms-schemes-capture-indias-long-term-structural-growth/</loc>
		<lastmod>2026-03-18T06:21:28+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/industry-news/valuation-discipline-pms-investment/</loc>
		<lastmod>2026-03-18T06:21:53+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-intelligent-investor-the-aggressive-investors-portfolio-with-a-positive-approach/</loc>
		<lastmod>2026-03-24T05:16:27+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/investing-in-indias-consumption-story-through-pms-investment/</loc>
		<lastmod>2026-03-25T10:54:25+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-intelligent-investor-the-investor-and-market-fluctuations/</loc>
		<lastmod>2026-04-02T10:33:03+00:00</lastmod>
	</url>
	<url>
		<loc>https://info.shepherdshill.in/blog/investment-philosophy/the-intelligent-investor-investment-funds/</loc>
		<lastmod>2026-04-06T09:42:47+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Yoast SEO -->